Motor Insurers Bureau (MIB) Claims

The Motor Insurers Bureau, also known as the Motor Insurance Bureau or MIB, is an organisation supported by insurers, and paid for by vehicle owners who obtain insurance. Its purpose is to act as ‘insurer of the last resort’, and to compensate innocent accident victims in their traffic accident claims against uninsured, or untraced, motorists.

If you want to pursue MIB claims you should call Donoghue Solicitors on 08000 124 246 or complete the online form on this page.

How do I make a traffic accident claim against the Motor Insurers’ Bureau?

Most people involved in road accidents approach accident claims solicitors, such as Donoghue Solicitors, a specialist law firm dealing only with compensation claims. Our lawyers are experts in dealing with such claims, where the paperwork, rules and regulations are complex. It can be very easy for the unaware to fall foul of them, and result in innocent accident victims missing out on the valuable compensation they deserve.

MIB claims are made on the same basis as for other traffic accidents. It is the claimant’s job to submit their claim in time and prove it. The purpose of the Motor Insurers’ Bureau is to put the innocent victim in the same position as if the accident did not happen.

Which MIB claims do your accident claims solicitors deal with?

Donoghue solicitors can help you if you have a car accident claim, or if you were injured on a motorcycle, bike, as a passenger, or even as a pedestrian. We will advise on the particular circumstances surrounding traffic accident claims involving uninsured drivers (where the driver can be identified, but did not have insurance), and untraced drivers claims (where the driver cannot be identified but it can be proved that the accident occurred).

The MIB have peculiar rules when it comes to claiming accident compensation. It is important that you speak to one of our accident claims experts as soon as possible after the accident to ensure that your claim is protected.

What motor insurance bureau claims can I make?

The MIB have to compensate you as if there was a valid insurance policy in place in uninsured claims. This means that, provided you comply with the MIB’s terms, you are entitled to compensation for your personal injury claims, lost earnings, private medical treatment, out of pocket expenses etc. You may also be entitled to damages for vehicle repairs and replacement vehicle hire, depending on the circumstances.

In untraced driver claims the things to claim are similar but the rules on what you have to do and what you are entitled to recover differ. For example, in certain circumstances. you are not entitled to claim for property damage, or, if you are, your claim is subject to a £400 excess.

The good news is that you can always make personal injury claims with the MIB provided they are sufficiently serious, you deal with matters correctly when reporting to the police, file your claim in time etc.

As mentioned above, it is best to contact our accident claims solicitors before taking any steps, and to do so as soon as possible after the accident.

Will Donoghue Solicitors work on a ‘no win no fee’ basis?

Yes! Our personal injury lawyers will help you claim against the motor insurance bureau on a no win no fee basis where possible. You can read more about our promise by going to our  no win no fee accident claims page.

How do I start my MIB claims with Donoghue Solicitors?

Simply complete the online form on this page, or call one of our road accident claims solicitors without obligation on 08000 124 246. We’re waiting to help start your motor insurers bureau claims.

Rating: ***** Highly recommended I recently had a bad car crash and sustained some bad injuries. Donoghue solicitors from the start made me feel there was light at the end of the tunnel. They really fought my corner and I received full compensation for my vehicle and got a very good pay-out for the injuries I… Read more »

M Sullivan

Rating: ***** Brilliant! Really helpful and friendly people, kept me informed of what was going on every step of the way, really fast service, would definitely recommend and use this firm again! Read more reviews here.

Jack West

Rating: ***** Brilliant! Donoghue Solicitors dealt with my claim against police with absolute professionalism and sensitivity. Daniel Fitzsimmons dealt with my case and honestly I couldn’t of had a more genuine person who made me feel at ease with the whole process. My claim was on a no win no fee basis. I had previously… Read more »

Samantha P

Rating: ***** Exceptional service I hired Kevin to claim monies another solicitor who under valued my personal injury claim. Due to his efforts the value of my claim was increased by 100%. I finally received the full amount due to Kevin’s intervention. I was always fully informed on all issues. I would not hesitate to advise… Read more »